Life, LTC, Disability & Annuities

Achieve your clients’ goals with the most competitive products in the industry.

Life

Long Term Care

Disability

Annuities

Choice Broker Life Product Resources

To gain access to our life product resources, contact our Life Broker Relations Management Team.

Underwriting Guidelines

xrae - Field Underwriting

Annuity Rate Watch

Your brokerage should be the one that’s providing your clients the peace of mind they want.

Everyone needs life insurance, but it’s often the one topic no one wants to talk about. It’s the proverbial “elephant in the room.” Your clients want to ensure their loved ones are financially secure when the time comes. Provide them with the peace of mind they want. Without it, their loved ones can be heavily burdened not only with loss but also with the financial obligations that remain after your client is gone. Having the right products to cover them through your clients’ life span and the ability to offer more carrier options can give you the competitive edge.

You want a partnership that’s focused on you, so you can focus on your clients

WE CAN HELP

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Life Insurance Products

When it comes to helping your clients plan for their financial future, life insurance products are invaluable. For most people, life insurance is the most cost-effective way to protect themselves against the financial consequences of a loved one’s or business partner’s untimely death.

Each client is different, and selecting the best life insurance coverage takes time, effort, and knowledge of the various products. You’ll be able to provide a wide selection of products as a Choice Broker Partner, and having access to numerous carriers can give you a substantial edge.

Some of the key life products Choice Brokers can offer

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You need a trusted extension of your team

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Long Term Care Products

Clients’ concerns about long-term care are growing, but it’s a challenging need to address and place. You can offer real LTC coverage through multiple “A rated” carriers as a Choice Broker Partner.

Our broker managers can assist you in pre-screening your clients and providing illustrative packages and marketing materials as required. You’ll also have access to combination products and accelerated benefits for your younger clientele.

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Disability Products

Your client’s greatest asset is their income and no matter how well they take care of themselves, accidents and sickness can happen. Your brokerage needs to be the resource that takes the confusion out of what coverage they need and helps them rebound quicker. It doesn’t have to be complicated to sell disability coverage. We offer the support and technology solutions that make it easier to offer both short-term and long-term disability insurance options.

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Annuities

Give your clients the confidence they have the guaranteed income they need when they retire.

A wide variety of financial products are available to offer your clients, including Fixed Annuities, Fixed Indexed Annuities, Single Premium Immediate Annuities (SPIA), Deferred Income Annuities and Qualified Longevity Annuity Contract (QLAC).

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